THEMAR

Themar is a Saudi-based startup that operates in the financial sector, specifically in the realm of microfinancing. The company's primary function is to connect investors with small and micro-businesses that need funding for their purchases. This is done through a user-friendly platform where businesses and investors can register, upload project details, and start collaborations once the required funding is secured.

Themar's business model is based on a balanced credit policy. They review key data about each business to determine its creditworthiness and enable businesses to use various means to ensure repayment. This information, along with the business's status and required purchases, is shared transparently with the investor, allowing them to make informed investment decisions.

The startup contributes to the local economy by enabling businesses to finance their purchases, thereby increasing sales and purchase operations. This aligns with Saudi Arabia's Vision 2030 and the National Transformation Program, which aim to create more jobs and reduce unemployment rates within the Kingdom.

Themar also offers competitive returns for businesses to finance their purchases and expand their operations, and for investors to diversify their investments. The company takes responsibility for recovering the value of purchases, returning the capital, and sharing profits with investors.

It's important to note that while Themar does its due diligence to ensure the accuracy of the information provided by the businesses seeking funding, the choice of projects and participation in them falls on the investor.

Keywords: Microfinancing, Small Businesses, Investors, Saudi Arabia, Creditworthiness, Local Economy, User-friendly Platform, Competitive Returns, Transparency, Risk Management.