Riby

Riby is a digital platform that primarily serves cooperatives and trade groups, helping them access essential financial services such as savings and loans. Operating in the financial technology sector, Riby aims to improve financial access and stability for millions of Africans. The company offers two main products: Riby CoBanking and Riby Enumerator. Riby CoBanking is a digital cooperative management tool that functions both online and offline, allowing users to manage savings, issue loans, and handle collective investments from anywhere at any time. Riby Enumerator is a mobile-based data collection tool designed to help businesses efficiently capture and manage user data. Riby serves both retail and enterprise clients, providing them with the tools needed to reach their financial targets and improve operational efficiency. The business model revolves around offering these digital tools and services, generating revenue through commissions on transactions and subscription fees for enterprise solutions.

Keywords: digital platform, cooperatives, financial services, savings, loans, financial stability, data collection, enterprise tools, fintech, Africa.