Patch of Land

Patch of Land is a Peer-to-Real Estate (P2RE) lending marketplace that connects accredited and institutional investors with borrowers seeking funding for property rehabs across America. The platform aims to solve inefficiencies in the real estate private lending market by leveraging technology and data-driven processes to create transparency and streamline underwriting. Borrowers benefit from timely and consistent funding sources, while investors gain access to high-yield, short-term, asset-collateralized investments. The company operates under various state licenses and ensures a fast, easy, and secure loan application process. Patch of Land generates revenue through origination fees and interest on loans. The primary clients include real estate developers and investors looking for alternative funding options outside traditional lending institutions. The business model focuses on matching supply and demand in the real estate lending market, providing a diversified portfolio of secured investments with strong returns. However, potential risks include asset value fluctuations, leverage, and property operations, among others. Investors should be aware of the potential for loss of capital and the lack of liquidity in these investments.

Keywords: Peer-to-Real Estate, lending marketplace, accredited investors, property rehabs, asset-collateralized, high-yield, short-term, technology-driven, transparent underwriting, real estate developers.