EzCred

EzCred is a fintech company that specializes in providing credit solutions to merchants at their point of sale (POS). Founded by a team of alumni from prestigious institutions such as IIT, IIM, and Wharton, the company aims to make credit easily accessible through both online and offline channels. EzCred serves merchants who need to offer credit options to their customers for higher-ticket items, facilitating complex loan workflows and approval processes. The company operates primarily in the Indian market, with its headquarters in Bangalore and sales offices in Delhi and Mumbai. EzCred's business model revolves around offering flexible EMI schemes, including zero percent interest and interest-bearing options, tailored to the needs of the merchants and their customers. The company makes money through partnerships with multiple lenders, ensuring a streamlined loan workflow across all lenders. EzCred leverages advanced technologies such as rules engines and scorecard systems to configure and manage these credit solutions effectively.

Keywords: fintech, credit solutions, POS, EMI schemes, multi-lender, loan workflows, merchants, India, digital finance, advanced technology.