Cashflo

CashFlo is a financial technology company operating in India, specializing in providing a private exchange for working capital. The platform serves buyers, suppliers, and financial institutions, enabling them to collaborate for early payments in a mutually profitable manner. CashFlo's core service allows buyers to deploy their own treasury surplus funds, leverage TREDS (Trade Receivables Discounting System), or utilize other direct financiers for payables financing. Vendors benefit from on-demand, collateral-free funding at their preferred interest rates, enhancing liquidity and optimizing cash positions.

The company operates in the B2B (business-to-business) market, targeting enterprises that need to manage their working capital efficiently. CashFlo's business model revolves around a technology-driven platform that integrates seamlessly with existing systems through APIs (Application Programming Interfaces). The platform uses predictive analytics based on proprietary algorithms to determine interest rate pricing, ensuring competitive and fair rates for all participants.

CashFlo generates revenue by tying its remuneration to the success of its clients, ensuring a vested interest in their financial well-being. This unique approach differentiates CashFlo from traditional enterprise solutions, which often require expensive resources and management bandwidth. The platform offers a virtually new asset class for modern treasuries, providing flexibility similar to short-term funds but with the added benefit of choosing interest rates.

Keywords: working capital, private exchange, treasury surplus, payables financing, collateral-free funding, predictive analytics, API integration, B2B, liquidity optimization, financial technology.