Aria Retirement Solutions

RetireOne operates as an insurance annuity back office specifically designed for Registered Investment Advisors (RIAs). The company provides a suite of low-cost, no-load annuities and insurance solutions tailored for fee-only fiduciaries. These products are designed to be transparent and easy to use, offering significant value to clients by reducing expenses by 65% or more compared to traditional annuities. RetireOne serves RIAs by offering term life insurance, whole life insurance, long-term care insurance, disability insurance, and supplemental insurance options. The platform also integrates with portfolio software and client statements through data connections with DST, DTCC, and other providers, ensuring seamless management and reporting of client annuity assets. RetireOne's business model focuses on providing these financial products without commissions, aligning with the fiduciary duty of RIAs to act in their clients' best interests. The company generates revenue through service fees associated with the use of its platform and products.

Keywords: low-cost annuities, no-load insurance, fee-only fiduciaries, RIAs, term life insurance, whole life insurance, long-term care, disability insurance, portfolio integration, client value.