
3Jane
Uncollateralized crypto loans leveraging creditworthiness for scalable economic expansion on Ethereum.
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The company operates within the cryptoeconomy, focusing on providing uncollateralized loans to cryptonative entities. It addresses the need for credit expansion by allowing users to borrow against their creditworthiness and future cash flows rather than existing assets. The business model revolves around offering cash flow-based financing solutions, such as credit lines and revenue-based loans, specifically tailored for the crypto financial markets. By depositing USDC, users can mint USD3, a yieldcoin backed by a pool of credit lines, which earns autocompounded yield. This approach not only enhances capital efficiency for asset-rich entities but also empowers asset-light entities to leverage their cash flows for borrowing. The company serves a diverse clientele, including crypto users and AI agents, by providing a scalable and permissionless credit primitive. This system is underpinned by verifiable proofs of credit scores and on-chain assets, facilitating a self-sustaining cycle of economic expansion native to the Ethereum network. The company's operations are designed to create a financial system independent of traditional bank liquidity, fostering growth and productivity in the cryptoeconomy.
Keywords: cryptoeconomy, uncollateralized loans, creditworthiness, Ethereum, cash flow, yieldcoin, credit lines, scalability, permissionless, economic expansion.